I said years ago that I would rather be the man who helped on a rational scheme which should secure the comfort of old age than I would be a general who had won ever so many victories in the field. These are, to me, the two most tragic sights in the world—a man who is able to work, and anxious to work, and who cannot get work; and the other tragic sight is that of a man who has worked until his eyes have become dim, and his natural force has become abated, and he is left to spend the declining years of a life that has been so nobly used, so honourably used, in straits, difficulties, and hardships.

Speech in Manchester (4 July, 1895).