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A budget is telling your money where to go instead of wondering where it went.
Dave Ramsey
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Making mistakes and learning from them is crucial to winning.
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You will only sacrifice when you passionately believe in the outcome.
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Be very proud of what you do, and if you aren't then change it.
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If you aren't
really careful, 'The Good Enough' can become the enemy of 'The Best.'
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Great talent stands in line to join your team because the culture becomes the stuff of legend.
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Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
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Being willing to delay pleasure for a greater result is a sign of maturity.
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A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
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Everyone has some natural talent or aptitude in one or more areas. If you can identify those areas you not only will be happier and perform more successfully in that role, but you will also become better paid for that. Our free-market system pays for performance at some point. When you have a natural talent or aptitude, coupled with desire and experience, the result is productivity plus.
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What I have done is packaged the time-honored information into a process that is doable and has inspired millions to act on it.
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Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.
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Debt is so ingrained into our culture that most Americans can't even envision a car without a payment... a house without a mortgage... a student without a loan... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
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You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild; it is simply caring deeply.
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For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
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Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn't the problem; doing it is. Most of us know what to do, but we just don't do it. If I can control the guy in the mirror, I can be skinny and rich.
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Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.
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How you handle or mishandle your money tells us who you are and, more important, it tells YOU who you are. Your priorities, passions, goals, and fears are shown clearly in the flow of your money. Your value system, or lack of one causes money to flow around you, passed you, or to you. When money is in your possession, what you do with it screams loudly who you are.
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If you will live like no one else, later you can live like no one else.
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If you will make the sacrifices now that most people aren't willing to make, later on you will be able to live as those folks will never be able to live.
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You must gain control over your money or the lack of it will forever control you.
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I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
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I believe that through knowledge and discipline, financial peace is possible for all of us.
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That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.
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We buy things we don't need with money we don't have to impress people we don't like.
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Change is painful. Few people have the courage to seek out change. Most people won't change until the pain of where they are exceeds the pain of change.
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You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
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Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.
Dave Ramsey
Quote of the day
Good authors, too, who once knew better words Now only use four-letter words Writing prose — Anything goes.
Cole Porter
Dave Ramsey
Born:
September 3, 1960
(age 64)
Bio:
David L. "Dave" Ramsey III is an American businessman, author, radio host, television personality, and motivational speaker.
Known for:
Financial Peace Revisited (1997)
Smart Money Smart Kids (2014)
Most used words:
money
passion
live
change
people
hitting
beat
normal
control
Dave Ramsey on Wikipedia
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