William J. Bernstein - Tend Quotes

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We tend to think of the stock and bond markets as relatively recent historical phenomena, but, in fact, there have been credit markets since human civilization first took root in the Fertile Crescent.

William J. Bernstein

We tend to think of technological progress as an ever accelerating affair, but it just isn't so.

William J. Bernstein

At a very early stage in history we are encountering "survivorship bias" - the fact that only the best results tend to show up in the history books.

William J. Bernstein