Studies have shown that the terms girl and lady have pejorative connotations: They conjure images of someone weaker and lazier; someone more nervous, afraid, dependent, immature, and inconsiderate; someone less sexy, intelligent, and certainly less charismatic than 'woman.' Indeed, the term woman is overwhelmingly interpreted as more favorable and is most often used to describe adult females who deserve respect.
Hardball for Women: Winning at the Game of Business: Third Edition (ed. Penguin, 2015) - ISBN: 9780698183292