There are some men, who as they approach 70, read the Bible and prepare to die. Others prepare themselves to live to 90. It has been my observation that if a man prepares to live to 90, but dies at 70, no harm is done. If however, a man prepares to live to 70 but ends up dying at 90, then his last 20 years will be hell.
New Jersey v. New York, et al., 283 U.S. 336, 342 (1931)